BAM provides discretionary investment management of Self-Select PEPs, both as part of a wider investment portfolio and in isolation.

BAM Customers may appoint Adam and Company Investment Managers Limited, with whom BAM has a long-term association, as their PEP Manager for administration.

Based in Edinburgh, with branches in Glasgow, London, Manchester and Guernsey, Adam & Company is the wholly owned private banking subsidiary of the Royal Bank of Scotland.  Like BAM, Adam is regulated by the FSA and has built its reputation on supplying a service that other financial institutions no longer attempt to provide.  Through a long-term association BAM and Adam provide a personal approach that has almost vanished amongst larger institutions due to the growth of automation and anonymity.

Since 1998/99 it has no longer been possible to open new PEPS (see ISAs). Nevertheless, it is usually a straightforward matter to transfer existing PEPs to new managers. We are also happy to be appointed Agents to monitor PEP portfolios held elsewhere.

For further information and for an Application to Transfer a Person Equity Plan please contact:

Hugo Pring

    Phone:               015242 72941
    Email:                hugo.pring@borderam.com