We analyse risk at all stages of the investment process. In particular we focus on:-

• Market Risk - what might make a market or a certain asset class underperform for an extended period
• Stock Risk - the issues specially affecting each individual investment
• Liquidity Risk - the need to ensure all investments can be traded and, if necessary sold at short notice

As investors for the long term, we believe that frequent changes to portfolios are rarely in the best interest of our clients.